Should I get Roadside Assistance Breakdown Cover?

Roadside assistance can be very helpful if your car ever breaks down while you are driving on the road. This is a common offering among breakdown cover providers, and it’s definitely worth considering. If your car breaks down and cannot be easily fixed by a technician, you can get it towed to a local garage.

Common Roadside Assistance Services

Before you decide whether or not to opt for roadside assistance breakdown cover, it is important to know which services you’ll have access to. Sites like go into more detail with regards to this, but below are a few of the things which will be covered.

Towing Service

If the technician who is sent out cannot get your car started up again, you’ll be able to get it towed to a local garage. The most basic breakdown cover policy will cover tows only up to a certain distance. When you are shopping around for the right policy, it’s important to know what the towing distance limit is.

Battery Jump Start

When you are driving your car and the battery suddenly dies, you will be glad for your roadside assistance cover. With just one phone call you can get someone out to jump start your car to get it going again. If you own an electric car, you should take a look at the owner’s manual says about these situations.

Flat Tyres

Roadside assistance also covers flat tyres, so you can get a service professional to come and swap the flat out with the spare in your vehicle. Not all providers will cover motorcycles for flat tyres under their standard policy, so it is something that you should look into if you own one.

Fuel Delivery

If you run out of fuel while you are driving, you can utilize your roadside assistance cover to get some delivered so you can make it to the nearest gas station. Not all providers offer this service, and it is sometimes one that you will have to pay extra for.

Factors to Consider

There are a number of factors to consider before deciding whether or not to get roadside assistance with a breakdown cover policy, and you should review each one carefully.

Age of Your Vehicle

The age of your vehicle is one important consideration to make before deciding whether or not to get roadside assistance. If your car is brand new, there is a good chance that you won’t experience a breakdown in the near future. Those who have an older car with a decent number of kilometres on it, however, should seriously consider this cover option. The older a vehicle gets, the more likely it is that something will break. If your car is more than a few years old, you should think about opting for roadside assistance.

How Often/Far You Drive

If you make a long commute to work each day, roadside assistance can be very helpful. Those who work close to where they live often live by a garage that they can call if something goes wrong with their car. The farther you drive on a regular basis, the more likely you are to need this type of cover. Those who are prone to taking long road trips should also consider this cover before making a final decision.

Your Budget

There is no question that roadside assistance can help you save money when your car breaks down. Those who are on a tight budget will want to consider the cost of breaking down without this sort of cover. A simple tow to a local garage can actually be quite costly if you down have the proper cover on your insurance policy.

Benefits of Roadside Assistance

There are many different benefits associated with roadside assistance, including:

• 24/7 help: When you have roadside assistance on your policy, you can get the help you need whenever you need it. Whether it is 2pm or 2am, you can have a professional sent out to you.
• Save money: Opting for roadside assistance can help you save a lot of money on a tow. You will almost certainly get your money’s worth from it.
• Convenience: If your car happens to break down when you are in an unfamiliar area, you won’t have to worry about finding the nearest garage if you need a tow.

Who Should get Roadside Assistance?

Anyone can potentially benefit from roadside assistance services, but it’s especially important for those who drive an older model car or one that has gotten lots of use. Those who frequently drive long distances should also think about taking advantage of this breakdown cover option. There are a lot of different situations in which these services can help. Whether your car’s battery dies or you get a flat tyre, help will always be one quick phone call away. Most insurance companies offer this option, and it’s one you should think about paying for.

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